How to set up and use Apple Pay Tech Mirrors
Apple Pay is here. This is the company’s big attempt to turn your iPhone into a wallet. It is also Apple’s attempt to grab a portion of the $4 trillion payments industry.
How does it work? First you will need an iPhone 6 or iPhone 6 Plus. These phones have special “NGC” chips which are needed to pass details of payments to the retailer.
Once you acquire the phone then you will need a software update. This involves downloading iOS8. Then you can start entering your credit cards into the phone. You can use your card on file with iTunes for the first one and then use the phone’s camera to add more cards by photographing the card numbers.
Most credit cards should work. This includes American Express, MasterCard and Visa and others from major banks. Retail branded type cards are not part of the system as of now.
Since Apple Pay just launched, the number of stores and restaurants accepting these payments are limited, though the company said its credit card can be used at over 200,000 stores and restaurants across the nation.
These include establishments like Macy’s, Walgreens and Whole Foods as well as gas and convenience stores. Though not all listed may be accepting the new system as of now.
Those on-board will have an icon at the checkout counter. It looks like a Wi-Fi symbol tilted sideways and a hand attached.
The beauty of the technology is that when you are ready to pay there is no need to unlock your phone. Place the phone near the credit-card terminal. Then touch your thumb to the Touch ID fingerprint scanner. The phone does the rest.
There is no credit card to swipe, no app to load, no button to click. Your thumbprint is all that is needed for the confirmation. When you feel a vibration or hear a beep you’ll know it has gone through. The screen will indicate so with a “Done” response.
Of course you will need to register your thumb on the phone. If you grant access to others, like your kids, they will need to register their thumbs as well.
If you have an iPhone 5, 5C or 5S, don’t worry. These models will be able to use Apple Pay with the soon to be released Apple Watch which shares the NGC technology.
Just how safe is this? The indication is that it is more secure than carrying an old-fashioned credit card.
In theory, it should take away our reliance on credit card numbers, which are relatively easy to steal. Your phone won’t be carrying your credit card number. Instead it will have a unique number that serves as a proxy for your credit card. It is stored on a part of the phone that doesn’t get backed up online.
A lot of people who own an iPhone or an Apple Watch still don’t use Apple Pay. And that’s a shame because it’s faster and more secure than using a physical credit card at a register. Apple Pay is basically a digital wallet on your iPhone, iPad, Apple Watch or Mac that lets you buy things in stores, via apps and on the web. You can even use it to send and receive money to and from friends and family with Messages.
In the video, we walk you through how to add credit and debit cards to Apple Pay, configure settings and use Apple Pay both in stores and online.
Patrick’s Twitter: https://twitter.com/trickholland
Apple Pay set-up: https://cnet.co/32EP7sW
Apple Card vs Apple Pay vs Apple Cash: https://cnet.co/30Q1zV5
Apple Pay and transit cards: https://cnet.co/2JMGtkU
Featured products in this video:
MacBook Pro: https://amzn.to/2M4hVoO
iPhone XS Max: https://amzn.to/2M9lvhu
Apple Watch Series 3: https://amzn.to/2McB2xj
iPad Air: https://amzn.to/2Yn6Qpt
CNET may get a share of revenue from the sale of the products linked above.
Subscribe to CNET: https://www.youtube.com/user/cnethowto
Check out our playlists: https://www.youtube.com/user/cnethowto/playlists
Visit CNET’s How To site: https://www.cnet.com/how-to/
Download the new CNET app: https://cnet.app.link/GWuXq8ExzG
Like us on Facebook: https://www.facebook.com/cnet
Follow us on Twitter: https://www.twitter.com/cnet
Follow us on Instagram: http://bit.ly/2icCYYm
Music credits in the video:
Cafe Latte by Bob Bradley | Noel Dennis
Let’s Get Started by Frank Mizen | Daniel Mizen | Miles Brear Gilderdale | Chris Norton
Oscar by Tim Garland
Swing Swing Swing by Neil Sidwell
#Apple #applepay #howto
source
How to add a card for Apple Pay on your iPhone
- In the Wallet app, tap the Add button .
- Tap Debit or Credit Card.
- Tap Continue.
- Follow the steps on the screen to add a new card. …
- Verify your information with your bank or card issuer. …
- If you have a paired Apple Watch, you have the option to also add the card to your watch.
How do I use Apple Pay on my iPhone?
How to pay using Apple Pay online or within apps
- Tap the Apple Pay button or choose Apple Pay as your payment method.
- To pay with a different card, tap the Next button or the Expand Menu button next to your default card.
- If necessary, enter your billing, shipping, and contact information. …
- Confirm the payment.
How do I pay with Apple Pay in store?
Double-click the side button. When your default card appears, glance at iPhone to authenticate with Face ID, or enter your passcode. Position the top of iPhone within a few centimeters of the contactless reader until you see Done and a checkmark on the screen.
How much does it cost to set up Apple Pay?
Apple Pay is a contactless mobile payment system that allows customers to make payments using an iPhone, iPad or Apple Watch. This payment method is secure for both users and businesses, due to tokenization and encryption technology. There are no fees or additional costs for businesses to accept Apple Pay.
How can I pay with my phone?
Your default card will be used. Hold the back of your phone close to the payment reader and near the contactless symbol for a few seconds. When the contactless payment is successful, a blue check mark will appear on your phone.
How can I use my Wallet to pay?
When you Apple Pay someone where does it go?When users get paid, the money they receive is added to their new Apple Pay Cash card that lives in the Wallet app. They can use the money instantly1 to pay someone or make purchases using Apple Pay in stores, apps and on the web. They can also choose to transfer it from Apple Pay Cash to their bank account.
How do I set up Apple Pay without a credit card?
If you didn’t link a debit card with Apple Pay Cash during the setup process, you’ll need to do it now if you want to add money to your balance—unfortunately, you can’t use a credit card. To get started, open up the Settings app, scroll down, and tap on “Wallet & Apple Pay”.
What are the disadvantages of Apple Pay?
- Only works with Apple devices.
- Paying in stores with face recognition trickier than paying with Android.
- Setup more complex than for some competitors.
Does Apple Pay charge a monthly fee?
No. Apple does not charge any fees when you use Apple Pay — in stores, online, or in apps.
How do I avoid Apple Pay fees?
To avoid unnecessary fees, you’ll need to make sure you have a debit card authorized to send money. When using Apple Pay Cash, after you hit the send button in Messages, Apple gives the option to select a traditional credit card or a debit card from your Wallet.
How do I use Apple Pay without double tap?
How do you turn off double clicking the power button for Apple Pay? Answer: A: Answer: A: Settings > Wallet & Apple Pay > Double-Click Side Button – off.
Do you need a bank account for Apple cash?
You’ll need to add a bank account. 1. In the Apple Cash card info (in Settings or the Wallet app), go to the Info tab.
Can I use my bank account for Apple Pay?
Pay with Apple Cash or a different bank account
Open the Wallet app on your iPhone and tap Apple Card. Tap to pay. Choose a payment amount and tap the Pay Now button. Tap your bank account, then choose a different bank account.
Is Apple Pay safer than using a credit card?
Apple Pay is designed with your security and privacy in mind, making it a simpler and more secure way to pay than using your physical credit, debit, and prepaid cards. … Apple doesn’t store or have access to the original credit, debit, or prepaid card numbers that you use with Apple Pay.
Does Apple Pay have fees to send money?
There’s no fee to send, receive or request money using Apple Cash with standard delivery times. If you select “instant transfer” when moving Apple Cash money to your bank account or debit card, however, there is a 1.5% fee subject to a $0.25 minimum and $15 maximum.
Why do I have to double click for Apple Pay?
Question: Q: double clicking the side button
Answer: A: Answer: A: Ensure that Apple Pay is set correctly and that you have added a Credit/Debit card. Double check again by opening Settings ➔ Wallet & Apple Pay ➔ Double Click Side Button: Set this to ON.
