Role Overview
The Senior Business Analyst Life Insurance will lead end-to-end business analysis activities for large and complex initiatives across Life Annuities and related insurance business domains The role involves requirements discovery product design support process reengineering system modernization consulting with business stakeholders and partnering with technology teams to deliver high quality solutions This position requires deep domain expertise in Life Insurance strong analytical capabilities and the ability to influence senior stakeholders
Key Responsibilities
1. Business Analysis Requirements Management
Lead requirements elicitation activities through workshops interviews and data analysis
Translate complex business needs into clear detailed BRDs FRDs user stories and acceptance criteria
Conduct gap analysis impact analysis and feasibility assessments for new initiatives
Ensure requirements traceability throughout the project lifecycle
2. Life Insurance Domain Expertise
Work across Life and Annuities products such as
Term Life Whole Life UL VUL Annuities Riders Underwriting Policy Servicing
Interpret insurance product rules actuarial guidelines compliance regulatory requirements eg NAIC IRDAI
Support product configuration policy admin system upgrades and rate fee calculations
3. Stakeholder Project Leadership
Engage with senior business leaders across Product Operations Compliance Finance and Technology
Act as the primary liaison between business and technology teams
Provide thought leadership solution recommendations and decision support analysis
Mentor and guide junior BAs and offshore teams
4.Process Improvement Consulting:
Lead end-to-end process reviews new business underwriting claims billing commissions
Identify automation and optimization opportunities using LeanSix Sigma principles
Support transformation programs such as platform modernization digital onboarding and workflow automation
5.Technology Tools Systems
Experience with major Life Insurance Policy Administration Systems choose whichever applies
Guidewire Life Vantage Ingenium Life400 ALIP Oracle Insurance FAST or similar
Work with integration workflow document management and data platforms
Support testing SIT UAT defect triage and validation of business rules
Understanding of APIs data mappings and downstream system impacts
Required Skills Qualifications:
13-14 years of total experience with at least 10 years in Life Insurance domain
Strong functional knowledge of Life Insurance products processes and regulatory landscape
Proven experience leading large multistakeholder programs
Expertise in BA tools JIRA Confluence Visio Azure DevOps
Excellent analytical problem solving and documentation skills
Strong communication facilitation and stakeholder management abilities
Experience with Agile Scrum and Waterfall methodologies
Certifications preferred
LOMA ALMIFLMI
CSPO CBAP IIBA
Agile certifications
Preferred Experience Nice to Have
Experience in digital transformation initiatives for Life Insurance
Exposure to cloud platforms AWS Azure and modern API based ecosystems
Knowledge of actuarial concepts or experience working with actuarial teams
Experience in migration projects legacy to modern PAS.
To apply for this job email your details to srinu@inteliroute.net